First Trust & Savings Bank is dedicated to protecting
your privacy and providing you with quality products and
services. That is why we are providing you – our customer
– with this privacy notice. Also, we will share the
sources for nonpublic personal information we collect and
the lengths we take to secure this information.
Key terms
A customer is a consumer who has a customer
relationship with our financial institution.
Customer relationship means a continuing relationship
between a consumer and our financial institution under which
we provide one or more financial products or services to the
consumer that are to be used primarily for personal, family,
or household purposes. Services may include, but are not
limited to deposit accounts, loan accounts, safe
deposit box, home mortgage brokerage and insurance
products.
Nonpublic personal information is information about
you that we collect in connection with providing a financial
product or service to you. Nonpublic personal information
does not include information that is available from public
sources, such as telephone directories or government
records.
An affiliate is a company we own or control, a
company that owns or controls us, or a company that is owned
or controlled by the same company that owns or controls us.
Ownership does not mean complete ownership, but means owning
enough to have control.
A nonaffiliated third party is a company that is
not an affiliate of ours.
What type of information do we collect?
We collect information from the following sources:
- Information we receive from you on applications or
other forms;
- Information about your transactions with us, our
affiliates, or others; and
- Information we receive from a consumer-reporting
agency.
Confidentiality and security policy
We restrict access to nonpublic personal information
about you to those employees who need to know that
information to provide products or services to you. We
maintain physical, electronic, and procedural safeguards
that comply with Federal standards to guard your nonpublic
personal information.
Joint marketing agreement
We may disclose all the information we collect, as
described above to companies that perform marketing services
on our behalf or to other financial institutions with whom
we have joint marketing agreements.
Former customers
We do not disclose any nonpublic personal information
about our current or former customers to anyone, except as permitted by
law.
